Banking Regulation & Global Payments
Weekly Roundup
Weekly Brief — Banking Regulation & Global Payments
Global Banking Pivot: Basel III Resets and Liquidity Liberalization
This report covers Banking regulation, finance, cross-border payments, capital controls, and liquidity from July 06, 2026, to July 13, 2026. Findings highlight a significant rollback of capital requirements in the U.S., mandatory TReDS adoption for MSME settlements in India, and a shift toward releasing prudential liquidity buffers in the UK.
Key Statistics
| 5.2% | 77% | $45 Million |
|---|---|---|
| Max reduction in CET1 capital for major US banks under new ERBA rules | Global adoption rate of ISO 20022 in fast payment systems (FSB) | Settlement paid by Block (Cash App) over fraud prevention failures |
Weekly Executive Summary
- Capital Requirement Rollback: The U.S. federal agencies rescinded the 2023 Basel III "Endgame" framework, replacing it with an Expanded Risk-Based Approach (ERBA) that significantly lowers capital burdens for the largest banks.
- Liquidity Modernization: The UK’s PRA and India’s SEBI both introduced measures to address liquidity mismatches—the former focusing on releaseable buffers during stress and the latter on intraday borrowing for mutual funds.
- **Pay…
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